Explains the specific features of a credit card
that best serve one's individual needs. Classifies "best"
cards according to whether the user pays off all charges in full
at the end of the month ("convenience users") or carries
a debt ("revolvers"). Lists the different services offered
by various credit cards and those with lowest annual fees, longest
grace periods, and best bonus programs (cash back, rebates, gifts).
For those with credit card debt, explains how to efficiently combine
the use of low interest credit cards (for transferring debt) with
high-interest credit cards that offer many useful membership services
(car rental insurance, purchase protection, discounts). Lists the
phone numbers of the best deals.